MyBank BNPL B2B: the Buy Now
Pay Later solution
for B2B clients
Designed for B2B companies, this feature allows businesses to extend deferred payment options of up to 120 days to their customers, while maintaining a digital, secure, and transparent transaction experience. By integrating seamlessly into the existing MyBank flow, merchants can offer this service at no additional cost and without any further development work.
Customers pay later, you get paid in full.
Deferred payments in 30, 60, 90 or 120 days
With MyBank BNPL B2B, business customers
can purchase goods and services today
and choose a deferred payment date,
up to 120 days later.
Payees (suppliers) receive the full amount
upon proof of delivery/invoice,
without having to bear the risk of non‑payment.
The solution integrates into the existing
MyBank flow, enabling merchants
to offer the service with no additional costs
and no further integration work.
MyBank BNPL B2B in a nutshell
Companies offering MyBank can enable their business customers to pay via the MyBank BNPL B2B service:
at checkout they select MyBank BNPL B2B, choose a deferred payment option (30, 60, 90 or 120 days)
and the payee receives the full amount, subject to proof of delivery/invoice.
The value proposition
For B2B suppliers
- Offer deferred payments at 30, 60, 90 or 120 days
- Receive the full amount via MyBank, subject to proof of delivery/invoice
- Increase sales and average order value with no new technical integration
For business customers
- Buy today and pay on the chosen date
(30, 60, 90 or 120 days) - Preserve working capital for other business priorities
- Get full visibility on total amount, interest and due date before confirming
Service offered in partnership with
Frequently asked questions
Explore the FAQs section dedicated to MyBank BNPL B2B for quick answers to common queries.
If you have more specific questions, feel free to reach out to us. We’re here to help!
1. General
What is MyBank BNPL B2B?
MyBank BNPL B2B is a Buy Now, Pay Later solution designed by MyBank for business transactions. It allows business buyers (payers) to purchase goods or services immediately while paying over time, while suppliers (payees) receive the full payment upon upload of proof of delivery/invoice.
Who can use MyBank BNPL B2B?
The solution is available to businesses that have been onboarded to the MyBank BNPL B2B service. Both suppliers and their business customers can benefit from the solution once it is enabled.
Where can MyBank BNPL B2B be used?
MyBank BNPL B2B is available at checkout with suppliers that offer MyBank as payment method.
2. For Payers (Business Buyers)
How do I pay using MyBank BNPL B2B?
During checkout, select MyBank BNPL B2B from the MyBank selection list. You will be redirected to a secure interface where you log in, review the financing terms, and confirm the payment plan. You can do this even if your bank does not offer MyBank!
What payment terms are available?
Typical payment terms include 30, 60, 90 or 120 days, depending on the agreement and eligibility.
Do I pay interest?
Yes. Interest is applied to the financed amount according to the selected payment plan. The applicable interest rate and repayment schedule will be clearly displayed before you confirm the transaction.
How do repayments work?
Once the transaction is confirmed, the purchase amount plus applicable interest is repaid according to the agreed schedule.
Is the login process secure?
Yes. Authentication takes place through the secure BNPL interface.
Can I see the repayment terms before agreeing?
Yes. All terms —including payment schedule, interest, and total repayment amount— are displayed before you confirm the BNPL agreement.
3. For Payees (Suppliers)
How can I offer MyBank BNPL B2B as a supplier?
Suppliers can enable MyBank BNPL B2B for their payers by contacting the MyBank solution manager. Once activated, they can promote it to their business customers as a flexible payment method.
How do I allow my business customers to use BNL B2B?
By contacting the MyBank Solution Manager and provide the list of your eligible business customers and their company references and contact details.
When do I receive the funds?
Suppliers receive the full transaction amount upon upload of proof of delivery/invoice.
Do I carry repayment risk?
No. The repayment process and financing management are handled by our BNPL partner provider, allowing suppliers to receive payment without managing collection.
Does offering BNPL impact the existing payment process?
No. The solution integrates directly into the existing MyBank payment flow and is presented as an additional feature in the MyBank selection list.
4. Security and Compliance
Is MyBank BNPL B2B secure?
Yes. The solution leverages the secure infrastructure provided by the BNPL partner provider to ensure safe transactions.
Are the terms transparent?
Yes. All financing terms—including interest, repayment schedule, and total amount—are clearly presented to the payer before confirmation.
5. Support
Who should I contact for support?
For questions related to transactions or onboarding, users should use the support channel indicated during onboarding.