MyBank for Banks
& PSPs

MyBank enables banks and Payment Service Providers (PSPs) to innovate while retaining the relationship with the customers
and offer them an alternative payment solution with the highest standards of security and personal data protection.

Why partner with MyBank?

MyBank places the bank account at the heart of the digital payment experience, enabling users to make secure, irrevocable payments through their online banking services. By joining the MyBank network, PSPs can offer a powerful, secure, and innovative online payment solution that meets both regulatory requirements and customer needs.

MyBank enables PSPs to offer a solution that:

Meet Customer Needs

MyBank provides an easy-to-use online payment system that guarantees the highest standards of identity and personal data protection, giving customers confidence in the security of their transactions.

Ensures EU Compliance

MyBank is fully compliant with PSD2, GDPR, FATF and AML requirements, making it a future-proof solution that aligns with current and upcoming regulatory requirements. It also leverages existing compliance investments.

Supports Business Customers

MyBank offers a pan-European solution that caters to businesses in both the B2C and B2B sectors. It supports the use of SEPA-related instruments, ensuring smooth, cross-border transactions within Europe.

Drives Regulatory Innovation

MyBank responds to regulators' directives to drive further innovation within the Single Euro Payments Area (SEPA), promoting a more integrated and efficient payments ecosystem.

Supports Public Administration

MyBank supports Public Administration entities by offering a secure Account-to-Account payment solution. MyBank is part of pagoPA platform, the Italian system created to make any payment to the Public Administration easier, safer and more transparent.

Enhances Customer Experience

By integrating MyBank into existing online banking services, PSPs can offer a more inclusive and optimized customer experience for both payees and payers, all while maintaining the security and convenience of traditional banking.

How to join MyBank & offer it to your customers

MyBank Gateway is a direct connection model that simplifies payment digitalization. It offers significant benefits for PSPs, enabling them to provide efficient payment and collection solutions through streamlined integration with PRETA’s centralized platform.

Highlights Include :

REST-like APIs for simplified integration

Easy configuration

Continuous product improvements & yearly updates

Reduced ICT development & maintenance

New features like MyBank QR Code with quick time to market

Direct support from PRETA

For Payee PSPs

By empowering your merchants and corporate customers with MyBank payments you’ll enable them with seamless transactions and immediate confirmation.

Take advantage of features like QR Codes through the Payment Request API and easily manage all transactions with our user-friendly Backoffice GUI. It’s a simple, effective way to elevate your service offering.

For Payer PSPs

By joining MyBank, you’ll become part of a trusted ecosystem with a clear contractual framework and exciting new revenue opportunities.

You’ll give your customers secure payment options they can rely on, allowing them to pay on thousands of websites with ease—whether through a MyBank button or QR Code. It’s a solution that builds trust and enhances your digital payment services.

Joining the pagoPA Payment Node

PSPs can also serve dual roles within the pagoPA payment node.

Payee PSP Role for Public Administration

Public Administration

Enable Public Administration entities to collect payments through MyBank with minimal setup and clear onboarding processes.

Payer PSP Role for pagoPA Payments

pagoPA Payments

As a Payer PSP within the MyBank ecosystem you also offer your customers the possibility to pay taxes, fees, and public services through pagoPA directly from their online banking with no additional integration required.

MyBank for Banks & PSPs