Meets customers needs with an easy-to-use and secure online payment system providing the highest standards of identity and personal data protection.
Responds to business customer needs, in both B2C and B2B sectors, by providing a pan-european solution that support the usage of SEPA related instruments.
Supports Public Administration entities by providing online payment and digital identity solutions for the development of e-government services (MyBank is part of the Italian PagoPA payment node).
Is compliant to EU PSD2, GDPR and AML Directives and leverages further compliance-related investments.
Responds to regulators’ directives to facilitate further innovation within the single euro payments area (SEPA).
Offers an inclusive solution to payees and payers, which optimises the customer user experience while leveraging online banking services.
MyBank brings banks and PSPs together into a single infrastructure with an integrated set of standards and rules to offer real time online payments and identity authorization across Europe. PSPs can have two different and distinct roles within MyBank network:
Enables companies to collect payments with MyBank.
This is a straightforward business model featuring clear rules that responds to merchants’ increasing demand for collection of payments made by customers directly from their bank accounts.
Allows customers to make online payments with MyBank.
Integration does not involve any contractual aspects for the online service provision: typically, PSPs only implement a unilateral modification to the contract and inform customers of any relevant changes.
The SELLER BANK
for the onboarding of Public Administration entities.
The BUYER BANK
with no additional integrations and fees, to enable customers’ PagoPA payments from their online banking.
Get in touch with us and one of our Solution Managers will guide you through the onboarding process, which –beyond the contractual agreement– foresees:
technical specifications, testing platforms and a simulator (Self-Certification Program).
Onboarding is solely reserved for authorised or licensed PSPs.
All necessary information are provided by Preta Solution Managers guiding candidates through the joining process.